Employment Practices Liability
Would you practice veterinary medicine without malpractice or fire insurance? If you answered no—you should secure employment practices liability (EPL) insurance immediately because it is just as important to a practice owner. EPL coverage responds to allegations such as wrongful termination, discrimination and sexual harassment.
If you haven’t checked out the PLIT-sponsored EPL Program yet, now is the time.
Discrimination
Current, former, or prospective employees may claim they were victims of illegal employment-related discrimination such as:
Sexual Harassment
Individuals may allege that they were subjected to sexual harassment in the workplace.
Third Party Liability
Coverage for claims alleging discrimination or harassment brought by a third party against the practice or its employees is available by endorsement for an additional charge.
Wrongful Termination
An EPL policy will respond to allegations from an employee claiming he or she could no longer tolerate the work environment and was compelled to resign or retire.
Duty to Defend
With an EPL policy, the insurance company has a duty to defend you against covered allegations. Transfer your risk and the legal fees to the insurance company.
Toll-free Employment Issues Helpline
When a potential problem presents itself, you may need someone to offer immediate assistance. FREE access to the helpline—which is staffed by professionals with extensive employment practices liability insurance expertise—is included with your EPL policy. This alone is worth the cost of coverage.
You can call with issues such as:
Optional Punitive Damage Coverage Sublimit
Most EPL policies exclude punitive damages.
Loss Prevention Services
Discounts are available for on-site visits.
Download the PLIT employment practices liability application and apply for coverage today. Enjoy a free coverage evaluation and quotation.